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Occupational Accident and Contingent Liability

Occupational accident insurance provides an affordable alternative to workers compensation coverage for certain industry groups and gives options for employers who seek to reduce the costs and risks associated with job-related accidents.

Coverage Highlights:

  • Accidental Medical Reimbursement Expense

  • Business Travel

    • For employees that frequently travel for the organization

  • Enhanced Schedule of Losses

    • Including 200% paralysis benefits

  • Occupational Accident Expense Allowance

  • Permanent Total Disability

  • Total Disability Weekly Accident Indemnity

If you are a full-time, part-time, or temporary employee, or are engaged in an apprenticeship program or student placement program, contact Risk Managers Insurance, Inc. today. Our experienced staff will tailor a package to protect your business and your employees. 


  • Accidental Dental Expense

  • Bereavement Benefit 

  • Burial Benefit

  • Day Care Benefit

  • Family Transportation

  • Home Alteration & Vehicle Modification

  • Identification Benefit

  • In Hospital Confinement Monthly Income 

  • Occupational HIV Benefit

  • Occupational Retraining Benefit

  • Partial Disability

  • Repatriation

  • Seat Belt Benefit

  • Special Education Benefit

  • Spousal Occupational Training

  • Workplace Modification Benefit

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